Rias Insurance Reviews


Rias Insurance is a top company that offers cheap car insurance in New York. It has numerous advantages over other companies in this sector. Customers can enjoy superior customer service, excellent value for money, and a fast and easy claims process. Moreover, it offers a promise to cover the costs of uninsured drivers. In addition, it offers different lines for different types of claims.

Customer service

Rias Insurance is a company that specializes in insurance for the over 50s. They believe that older drivers are more experienced and should pay less for their insurance. They are always open to new ideas to help these clients get a great deal on their insurance. For example, in 2017, they teamed up with Specsavers to offer customers free eye tests and discounted glasses.

Rias has achieved a five-star Defaqto rating for the eighth consecutive year for their customer service. Customers can claim on their policies 24 hours a day. This means you can contact your provider anytime and get help as quickly as possible. However, if you cannot claim your car insurance, the company will reimburse the excess on your policy and reinstate your no-claims bonus.

Value for money

Rias Insurance has an excellent reputation for providing high-quality coverage at affordable rates. Their claims service is based in the UK and is available round the clock. Industry experts have given them the highest possible rating of 5 stars. Rias is one of the best car insurance companies in the UK.

Rias is part of the Fortis Group, one of Europe’s largest insurance companies. It is a specialist broker that negotiates rates with a panel of insurers. It also offers its own home and building insurance contracts. The company’s panel includes Legal & General, AXA, Principal Choice, FamilyPlus, and ACE.

Rias offers a range of products to suit the needs of older consumers. It focuses on bulk deals with over-50s as this age group tends to be low-risk householders. In addition, older adults tend to be more security-conscious than younger generations. As such, switching to a Rias home insurance contract can cut premiums by as much as 35%.

Claims process

Rias offers car, home, travel, caravan, and breakdown cover. It was founded in 1992 and is part of the Ageas Retail Group. Its website is well-organized, and its navigation is fast and accurate. Customer service is also excellent, with few issues reported during the claims process.

The process varies from insurer to insurer. While some processes are simple, others can take weeks or even months to complete. Reading recent customer reviews will help you identify insurers with efficient claims processes. Some insurance providers even offer online claims, which is helpful when phone lines are busy.

Uninsured driver promise

Whether you’re buying a car insurance policy for yourself or someone else, Rias Insurance can help you with your uninsured driver’s insurance needs. This type of insurance has many benefits, including a promise to pay for an uninsured driver’s medical bills. The company also offers a 24-hour accident helpline and a courtesy car in the event of an accident.

Rias specializes in comprehensive car insurance for drivers over the age of 25. Their comprehensive insurance policies cover many aspects, including misfuelling, theft, uninsured drivers, and personal belongings. The insurance company also offers optional extras, including roadside assistance and motor excess protection.

Rias offers a range of car insurance policies, including comprehensive cover, uninsured driver promise, windscreen cover, personal accident, and onward travel. The company is rated five stars by Defaqto, and offers 24/7 claims service. However, it doesn’t offer van or business insurance.