Flipkart Pay Later on Phonepe


If you want to buy something online but aren’t sure if you have the cash on hand, Flipkart Pay Later is the answer. This new payment option lets you shop using a credit line and pay off your bill later.

It’s a one-click payment solution that eliminates the need for COD payments or waiting for OTPs while making debit or credit card transactions. It currently has over six million users.


Flipkart pay later on phonepe allows users to shop small-ticket items up to Rs 5,000 and clear their dues through one payment by the 10th of the following month at no extra cost. Customers can register for this option on the Flipkart app and activate it in the ‘My Money’ section of PhonePe.

The company launched the ‘Pay Later’ facility in 2017, and it is available for select products on Flipkart and other partner platforms such as Myntra. It is an easy, secure, and convenient way to shop online.

Founders Deep Agrawal and Vijay Shekhar were ex-Flipkart employees, and they saw a gap in the payment gateway process for the company. They also saw the need for digital payments in the country, especially in Tier 2+ cities.

The company became a significant driver of UPI adoption in India and crossed over 1Cr users within three months of launch. It became an essential player in the payments ecosystem and was one of the fastest-growing apps in the country in 2017.

Signing up

Flipkart Pay Later is a new payment option that allows customers to shop now and pay later with affordable EMIs. It also offers instant refunds on cancellations and returns.

The process of signing up for Flipkart Pay Later is easy and fast. You can do it by linking your bank account and creating a UPI ID.

Once you have done that, you can use your PhonePe wallet to purchase from Flipkart and many other merchants. You can also use your PhonePe wallet to pay bills.

You can also send money to other users using your PhonePe app and get rewarded with rewards in your PhonePe account. You can refer your friends to join PhonePe and earn 75 Rs when they make their first purchase on the app.

In addition to this, PhonePe offers discounts on recharges and bill payments. You can also link your bank account and use the funds in your PhonePe wallet to make payments.


Flipkart pay later on phonepe allows you to purchase products that are eligible for the service. You can use this feature on Flipkart and other partner platforms to buy goods without paying for them at checkout.

You can make payments through your phonepe wallet or directly from your bank account on the app. You can also link your phonepe account with your credit/debit card.

Using this service is very simple and convenient. All you have to do is add items you want to buy and then choose the latter pay option at the checkout page.

The service has been very popular with customers. It has hit 42 million transactions. The company is aiming to increase the number of transactions by 2X over the next six months.


Flipkart pay later on phonepe is a payment option allowing you to purchase and pay products back online. You can shop up to Rs 5,000 monthly and pay it back through one single payment by the 10th of the following month.

According to a press statement issued by Flipkart, this facility is aimed at customers who need credit but cannot access it through conventional sources. It is a 30-day credit product that does not have an interest fee.

The company says this enables customers to manage their cash flow better and improves their purchasing power. It processes over 3 million transactions monthly, and 90 percent of these come from repeat customers.

The e-commerce platform launched the ‘buy now, pay later’ option in 2017 to make shopping more convenient for millions of customers across India. It is currently enabled on Myntra and PhonePe.